The immediate aftermath of a hit-and-run accident is a mix of adrenaline and a flurry of questions. How did this happen? Who was the other driver? Why did they leave the scene? Amidst this stress, it can be tough to focus on the practical steps you need to take—steps that are vital for addressing the situation legally and financially.
Hit and runs are, unfortunately, not uncommon. But they add a layer of complexity to the already difficult process of managing post-accident protocols. Without the other driver’s information, you may worry about who will cover the damages or medical costs. You might also feel a sense of injustice, knowing someone disregarded your safety and the law.
You may feel at a loss, unsure of what to do next, and that’s perfectly understandable. However, we’ve got good news. It is still possible to recover damages through your insurance or other legal avenues in the wake of a hit-and-run accident.
At Ruppersburg Injury & Accident Attorneys, we can help hit-and-run accident victims in Athens get the justice they deserve. With our experience in personal injury law and dedication to our clients, we can guide you through the process of reporting the accident, filing a claim, and pursuing legal action to seek compensation.
Hit and Run: What to Do
Taking the right steps in the moments following the accident can make a big difference for your health, your legal case, and your chances of finding the driver responsible. Here’s what you should do if you’ve been hurt in a hit-and-run accident:
1. Contact the Police to Report the Hit and Run
A police report is a critical part of any hit-and-run case. When the officers arrive, provide as much detail as possible about the incident. Ask for a copy of the report or a report number for your records; this report will be essential when you file an insurance claim and if you pursue any legal action.
2. Seek Medical Attention
Even if you don’t feel severe pain right away, it’s important to get checked out to ensure you don’t have any injuries. So, visit a medical professional as soon as possible after the accident.
Injuries from car accidents, like concussions, whiplash, or internal injuries, may not show symptoms right away but can worsen over time. A doctor’s report will document your injuries, making it easier to connect them to the accident when you file your insurance claim or seek compensation.
3. Take Notes on the Vehicle That Hit You
If you’re able to recall any details about the other vehicle, write them down right away. Key details like the color, make, model, and any part of the license plate you saw will be helpful for both the police and your insurance claim. Don’t worry if you don’t have all the details; just jot down whatever you remember.
4. Photograph and Document the Scene
If you’re physically able and it’s safe to do so, take photos of the damage to your vehicle, any visible injuries to yourself, and the surrounding scene. These images can be valuable evidence when you file a police report or insurance claim.
Capture skid marks, debris, or any other signs of the accident that could support your case.
5. Talk to the Witnesses
If there are any witnesses around, ask for their contact information and, if they’re willing, request that they provide a statement to the police or record what they saw. Witnesses can offer critical support if the other driver can’t be found, and their account might strengthen your insurance claim.
6. Notify the Insurance Company
Call your insurance company as soon as possible to report the hit and run. If you have uninsured motorist coverage, it may cover some or all of your expenses, even if the driver is never identified.
Be clear and factual with your insurance provider about the accident, but avoid speculating on details you’re unsure of.
7. Contact an Experienced Hit and Run Attorney
Handling a hit-and-run claim can be complex, especially if the driver hasn’t been identified. An experienced attorney can guide you through the insurance process and help you explore your legal options.
At Ruppersburg Injury & Accident Attorneys, we’re here to ensure you get the support and compensation you need, whether through your own insurance or legal action if the driver is found.
Legal Options for Victims of Hit and Run Accidents
If the emotional toll after a hit-and-run accident isn’t enough, you also have to consider the legal aspect. This can be particularly tricky if the driver who caused the accident fled the scene. Fortunately, there are several avenues available to help you recover compensation for your injuries and damages.
Here’s an overview of your options if you find yourself in this situation:
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Using Your Uninsured Motorist (UM) Coverage
In cases where the hit-and-run driver is never identified, uninsured motorist (UM) coverage can be a lifeline. UM coverage, a component of many auto insurance policies, is specifically designed to protect drivers who are injured by uninsured or unknown drivers, such as in a hit-and-run situation.
With UM coverage, you can file a claim with your own insurance company to cover medical bills, lost wages, and other damages related to the accident.
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Pursuing a Personal Injury Lawsuit if the Driver Is Found
In some hit-and-run cases, the police successfully locate the driver who fled. If the at-fault driver is identified, you have the option to pursue a personal injury lawsuit against them. Through this type of legal action, you may be able to seek compensation for:
- Medical Expenses: Both past and future medical costs related to your injuries.
- Pain and Suffering: Emotional distress and physical pain caused by the accident.
- Lost Wages and Earning Capacity: Reimbursement for wages lost due to the accident, as well as any reduced ability to earn income in the future.
- Property Damage: Costs related to repairing or replacing your vehicle and other damaged property.
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Personal Injury Protection or Medical Payments Coverage
Depending on your auto insurance policy, you may also have medical payment coverage. This type of coverage can help cover medical expenses regardless of who was at fault.
Although coverage limits can vary, medical payments coverage offers a practical route for victims seeking immediate relief for medical costs and other expenses following a hit and run accident.
How Ruppersburg Injury & Accident Attorneys Can Help
Our legal team understands the stress and confusion that often follows a hit-and-run. With our support, you can focus on your recovery while we:
- Gather evidence to strengthen your insurance claim or case.
- Negotiate with your insurance company to ensure you receive the compensation you’re entitled to.
- If necessary, we will represent you in court to pursue further damages.
Contact an Experienced Athens Car Accident Lawyer
Handling the aftermath of a hit-and-run accident can be difficult. Many people worry about the stress of dealing with insurance companies, the police investigation, and potential medical expenses.
At Ruppersburg Injury & Accident Attorneys, we make it our mission to take that burden off your shoulders. Our car accident lawyers in Athens have experience in hit-and-run cases and understand the unique challenges that come with these types of accidents.
Contact our Athens car accident lawyers at 706.354.1000 for a free consultation, and let’s work together to take the next steps toward justice and your full recovery.